The Lazarus Project was developed to promote healthy credit score habits among all people with all kinds of credit scores, from 800 down to 300 FICO score. However, the emphasis in our training is on credit repair that the individual does themselves through education and the credit tutelage of the FICO score professional, John Mackey, and Leo Ballard, former loan officer.
The course is 28 weeks long to include three credit repair rounds, to the credit bureaus Experian, Equifax, and Trans Union and to the creditors directly themselves. We also help people directly with debt collectors and how to protect yourself.
The first week starts off with pulling your credit report and evaluation of that credit report for derogatory items that might be deficient in their nature. Once those trade lines are recognized, we help develop the letters that go to the bureaus. The student then sends those letters to the bureaus.
During the interim periods between rounds 1 and 2, and between rounds 2 and 3 instruction is given on many topics within credit scoring and credit reporting. By the time the student is finished, they will have had complete knowledge of the credit scoring system and the debt collection process.
CreditGeni.us will also help in the establishment of positive trade lines using John Mackey’s book, “HOW TO REINVENT YOURSELF THROUGH POSITIVE CREDIT”.
It is hard to play a game if you do not know the rules. Here at CreditGeni.us, we teach you those rules. Subjects taught will include:
How To Challenge Items On Your Credit Report
The Fair Credit Reporting Act (FCRA)
Covid 19 And the Impact on Credit
Debt Collectors and Their Lies
The Fair Debt Collection Practices Act (FDCPA)
Anatomy and Training of a Debt Collector
How to Budget for Your Home
And others, as they are developed and desired.
Clients will also have a one-on-one consultation with the credit experts at CreditGeni.us. You can sign up for this course at Lazarusproject@creditgeni.us. Classes run often and are limited to 35 people.
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