Welcome
"Hey, I'm Talkin' here!"
Credit Scoring (FICO)
Credit Education
Debt Collection Defense
Credit Scoring (FICO)
Credit Education
Debt Collection Defense
John Mackey, the founder of CreditGeni.us, is a leading expert in FICO scoring, credit reporting, and debt collection defense. With a career spanning from 1988, he has extensive experience as a Realtor, broker, mortgage banker, loan officer, and credit educator. Known for his straightforward approach, John is a prominent professional speaker and business owner who candidly addresses the complexities of the credit system and debt collection practices.
John emphasizes, “There is a lot of misinformation about credit, credit scoring, and debt collection spread by institutions, credit bureaus, and advertisements. The truth has become obscured. Credit impacts every aspect of our lives, influencing where we live, what we drive, and even the cost of things not directly reflected on our credit reports, such as mobile phones. We often make financial decisions without fully understanding their impact. My goal is to clarify the truth.”
In addition to his expertise in credit and real estate, John is a Vietnam War-era US Army veteran, a graduate of the University of Minnesota – Minneapolis, a former high school pitching coach, and an author.
John observes, “We live in a world where complexities have increased to the point that people struggle to understand them, and when people don’t understand something, they don’t trust it.”
Getting Ready to Speak
“John is fun, funny and deeply insightful. The talks are very useful and leaves you wanting more. Go see him: by spending a little time, he will save you a lot of money.”
“Talented, educational, funny. His presentations are a MUST attend for anyone who wants to understand the entire credit system. Knowledge is power and his presentations will give you the knowledge that you will need to protect yourselves and know your rights. I would recommend any of his keynotes or presentations to simply anyone. I thought I knew the process. I DID NOT."
John Mackey provides consumers and professionals with a significant and important understanding of how their credit is affected by their actions and those of the credit bureaus. His talks are extremely valuable and informative for almost everyone, since credit and credit scores affect so many aspects of daily life. He has a deep understanding of the credit process and I highly recommend these seminars.
"Mr. Mackey is very knowledgeable in his field. He has the comprehensive knowledge needed of how the credit system works and how to you can use the system to get the results you need. Thank you for sharing your knowledge with all of us!"
"Having had the pleasure of being in one of John's trainings, the amount of information and value this man gives you for no cost is amazing. I can only imagine how phenomenal his paid services are!"
"Such a wealth of knowledge. I can't wait to use what I've learned from John with my clients as well as in my own life. The ins-and-outs of debt collection and credit scores, and we only scratched the surface. Thank you for the education!"
"John is a great person to help with your credit score and give you answers to your questions. If you are having difficulties and needs credit assistance John is your go to person. "
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