This is where CreditGeni.us does all the work. You get a full credit report analysis completed by a FICO certified professional and the current FICO score analysis of your open trade lines, both revolving and installment. We draft the letters and the challenges to the credit bureaus based on information in your credit report. During our third round we will also validate the information from the creditor. Debt collection defense is not available but can be added on.
This project began in 2020 for those that want instruction on how to do it yourself. This is where the client has a credit report evaluated by a credit genius professional and will send the challenges off to the credit bureaus themselves. All forms are preprinted. Credit classes are held once per week on various topics regarding credit and debt collection. Debt collection defense is not available but can be added on.
We will speak with debt collectors and creditors calling you, on your behalf, to negotiate trade lines that may have been written off or are being collected by a debt collector. This way you do not have to answer the calls: CreditGeni.us will take on the stress of maintaining contact and negotiating a possible settlement.
This is a program, an educational program, that helps people understand the credit, credit reporting, FICO scoring and debt collection defense areas. For example, you may have over an 800 FICO score and still want education on these topics. This is a program that helps everybody, whether you have a great credit score or very poor.
You help CreditGeni.us by referring us to your business or place of employment so our program can become part of your company’s HR initiative.
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