Question So my situation: I am in credit recovery. A few years ago I went through a tough time and missed some payments. Everything has been current for almost 2 years. Recently I found my [...]
The phone rings. You answer it. Maybe it’s the local cable company, or it’s your Realtor telling you the offer you made on a home has been accepted. Maybe it’s your loan officer and she [...]
Once a debt goes beyond the Statute of Limitations, do you still owe the money? The answer might surprise you.
Question: My wife and I are trying to purchase a home, and in looking at the content of our credit report I realized that when we purchased our vehicle in March of 2016 the dealership’s [...]
Question: I got my report from TransUnion and I have a couple things on there that I have forgotten about. Mostly late bills that were associated with an abusive ex-boyfriend. The total is $1,250. Something [...]
Can you explain to me the statute a limitations? The statute of limitations is defined in length of time by the State in which you reside or in which the loan originated. A key factor [...]
QUESTION I’m working on improving a pretty poor credit score. I’m currently interested in paying some debts that are listed on my credit reports, and I have a few questions. I have four collections accounts [...]
QUESTION I’m 30/yo male, vet, made 45k last year, and still cannot purchase a house because I messed up so much in my youth. I do not know where to start. I do have a [...]